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CIBIL is India's first credit information bureau. It's a repository of information, which contains the credit history of
commercial and consumer borrowers. CIBIL provides this information to its
members in the form of credit information reports.
As on September 2009, CIBIL has an information base
on over 160 million consumer trades, and 4 million commercial trades which
continues to grow at a fast pace and shares credit information with its 175
member base on the principle of reciprocity. CIBIL’s members include all
leading banks, financial institutions, non-banking financial companies, housing
finance companies, state financial corporations and credit card companies.
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